How do I pay my property taxes?

County Trustee (county level - each of Tennessee's 95 counties; note: TN uses "Trustee," not "Treasurer" or "Tax Collector")

Details

What you need to know

Online Option

Most TN counties offer online payment; search "[County Name] County Tennessee trustee property tax payment online"

Where to Go

County Trustee's office

County-specific variations apply

All 95 TN counties generally follow the February 28 due date. Shelby County (Memphis), Davidson County (Nashville Metro - consolidated city-county government), Knox County (Knoxville), Hamilton County (Chattanooga), Rutherford County (Murfreesboro), and Williamson County (Franklin) have extensive online systems. Davidson County is a consolidated city-county government (Metro Nashville-Davidson); services are delivered through the Metro government. Rural TN counties vary in online access.

Tennessee Notes

Important state-specific details

Tennessee assesses residential property at 25% of appraised (market) value; commercial at 40%; industrial at 40%; personal property at 30%.
Example: $300,000 home → $75,000 assessed value → tax rate applied to $75,000.
REAPPRAISAL CYCLE: TN counties are on 4-year or 6-year reappraisal cycles (most are 4-year); significant assessment changes can occur in reappraisal years.
KEY RELIEF PROGRAMS (apply with County Trustee or TN Department of Revenue):
ELDERLY AND DISABLED TAX RELIEF PROGRAM: State pays a portion of property taxes for qualifying seniors 65+ and permanently disabled residents; income limit $31,600; asset limit $40,000 (excluding primary home and one vehicle); apply with County Trustee January 1 through April 5 each year; amount varies
PROPERTY TAX FREEZE (LOCAL OPTION): Many TN counties have adopted an optional freeze program; qualifying seniors 65+ freeze their current year's tax bill amount - tax does not increase even if rates rise or assessment increases; income limits vary by county; contact your county trustee
DISABLED VETERANS EXEMPTION: qualifying 100% service-connected disabled veterans receive full property tax exemption on primary residence; surviving spouses may also qualify; apply with county assessor

Official Source

State office contact

State Office

TN Comptroller of the Treasury, Division of Property Assessments - comptroller.tn.gov/boards/state-board-of-equalization | (615) 401-7883; TN Department of Revenue (elderly/disabled relief) - tn.gov/revenue; County Trustee (payment - varies by county)