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Kentucky · How-To Guide

How do I find and access senior services?

Area Development District / Area Agency on Aging (AAA) - regional level / Kentucky Cabinet for Health and Family Services (state level)
Details

What you need to know

Fee
Most services free or on sliding scale ONLINE OPTION: Yes - chfs.ky.gov; benifind.ky.gov (benefits enrollment); 211.ky.gov WHERE TO GO: Your regional ADD/AAA; county senior center; 2-1-1 Kentucky; CHFS
Online Option
Yes - chfs.ky.gov; benifind.ky.gov (benefits enrollment); 211.ky.gov
Where to Go
Your regional ADD/AAA; county senior center; 2-1-1 Kentucky; CHFS
County-specific variations apply

Kentucky's 15 ADDs serve different geographic regions - Jefferson County (Louisville) and Fayette County (Lexington) areas have the most comprehensive local senior services; eastern and western Kentucky rural counties may have more limited local availability and rely more heavily on regional ADD support. Contact your specific regional ADD for local program enrollment.

Kentucky Notes

Important state-specific details

  • Kentucky uses AREA DEVELOPMENT DISTRICTS (ADDs) as its AAAs - a combined economic development + aging services entity unique to Kentucky.
  • Supports for Community Living (SCL) Waiver: Kentucky's primary Medicaid HCBS waiver for qualifying adults; provides home care services; apply through CHFS.
  • SHIP (State Health Insurance Assistance Program): free Medicare counseling through Kentucky ADDs - contact your regional ADD or call (877) 293-7447.
  • Homestead Exemption ($49,100): significant property tax savings for homeowners 65+ or disabled - apply with County PVA.
  • Adult Protective Services (APS): report elder abuse at (877) 209-7450 (APS 24-hour hotline).
  • Kentucky Legal Aid / Legal Aid Society of Louisville: legal assistance for low-income seniors; vary by region.
Official Source

State office contact

State Office
Kentucky CHFS, Division of Aging Services - chfs.ky.gov | (502) 564-6930; SHIP Medicare counseling: (877) 293-7447; APS: (877) 209-7450; 2-1-1 Kentucky: dial 211